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Anyone who purchases or finances real estate needs a qualified valuation of the property for his decision. A transparent real estate valuation in turn requires a valuer with sound qualifications and continuous further training. Both are guaranteed by HypZert GmbH.


HypZert GmbH is an entity established by the top associations in the German financial industry. Since 1996, we have been certifying real estate valuers pursuant to the sophisticated and internationally acknowledged criteria of ISO/IEC 17024. With these standards we ensure a maximum of comparability and transparency on the real estate markets.


We pose stringent demands on all business people and engineers who wish to be certified by HypZert. We expect a high education level, professional work, long-time work experience, consistent compliance with professional standards and financial proficiency.


In exchange we offer certifications at the highest quality level. We review and evaluate the performance of the valuers on a regular basis. In addition, we offer the assurance that the experts that are certified by us are appreciated by clients and employers in our industry.

HypZert GmbH was one of the first organizations to receive an accreditation for its field of certification "Mortgage Lending Value", today "HypZert (F)" according to ISO/IEC 17024, by the German Association for Accreditation (TGA). In the following years, the certifications "CIS HypZert (S)" and "CIS HypZert (M)" were also accredited. Since 1 January 2010, the Deutsche Akkreditierungsstelle GmbH (DAkkS) is the sole national accreditation body that provides accreditations pursuant to Regulation (EC) No. 765 / 2008 and the Accreditation Body Act (AkkStelleG). HypZert's accreditation remains effective until 5 January 2023, recorded under accreditation number D-ZP-16024-01.

We maintain an extensive international network in the field of real estate valuation. HypZert works closely with the Royal Institution of Chartered Surveyors (RICS). In addition, there is a long-standing cooperation agreement with the US "Appraisal Institute", one of the world's leading professional organizations in the field of real estate valuation. HypZert is also a member of the World Association of Valuation Organizations (WAV0) and the International Valuation Standards Council (IVSC). Mutual recognition and professional cooperation with renowned professional associations is one of our declared goals.


Many mortgage banks and credit institutes employ predominantly valuers who hold the title CIS HypZert. These valuers are certified by us pursuant to ISO/IEC 17024 and have furnished proof of special knowledge in mortgage lending valuation. Hence HypZert certificate holders fulfil the legal requirements for valuers according to ยง 6 of the German Regulation on the Determination of the Mortgage Lending Value (BelWertV).


We set ourselves ambitious aims for our work in the future. We will continue to enhance and ensure the highest standards of proficiency in determining the market and mortgage lending value of real estate. It is our goal to document the competence of real estate valuation to the public and to enhance the independence of the mortgage lending value. We are working on achieving acknowledgement of our certifications throughout Europe. In addition, we constantly adapt our services to the latest developments on the real estate markets.


Because of its high standards and its international recognition, HypZert GmbH is seen as the leading organisation for personal certification pursuant to ISO/IEC 17024 in Germany. Our certifications enjoy an excellent reputation. We have more than 1,800 certified valuers today who are working according to the highest professional standards. This allows us to set the pace for the entire industry.

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